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Vecton.ai★ Featured Case Study
SK Finance Loan Automation & Risk Scoring
Intelligent Loan Disbursement & Automated Applicant Risk Analysis Platform
Project Overview & Architecture
At Vecton.ai, I lead the core AI engineering effort for SK Finance, a major NBFC financial institution in India. The platform automates complex manual loan eligibility checks, parsing bank statements, GST returns, and credit bureau reports into structured risk scores for immediate underwriting decisioning.
Key Features & Innovations
- ✦Automated RAG Document Parser converting multi-page bank statements & GST records into financial metrics.
- ✦Agentic n8n & FastAPI Workflow Orchestration accelerating loan approval cycles by 40%.
- ✦Real-Time Applicant Credit Scoring model evaluating risk factors dynamically.
- ✦Secure Cloud API integration handling high daily volume of enterprise loan requests.